Unit 18 real estate Flashcards


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1

The U.S. Supreme Court's 1896 decision in Plessy v. Ferguson upheld the separate but equal doctrine of racial segregation.

true

2

The 1954 Brown v. Board of Education decision prohibits specific discriminatory practices throughout the real estate industry.

false

3

As amended, the federal Fair Housing Act provides federal civil rights protections to families with children and people with physical or mental disabilities.

true

4

The Americans with Disabilities Act does not have an effect on the real estate industry.

false

5

Steering is the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on property values.

false

6

Asking rental applicants for citizenship documentation or immigration status papers during the screening process violates the Fair Housing Act.

False

7

Complaints brought under the Civil Rights Act of 1866 are taken to the state court of the state in which the violation occurred.

false

8

The federal Fair Housing Act is administered by the Department of Housing and Urban Development (HUD).

true

9

A real estate professional who violates fair housing laws risks losing the real estate license and being subject to civil and criminal penalties unless the offense was unintentional.

false

10

Many states and municipalities have their own fair housing laws.

true

11

The Fair Housing Act prohibits discrimination created by redlining

an area that will not be the subject of marketing and/or lending efforts.

12

Protection from threats or acts of violence against those who assist and encourage open housing rights is found in

the Fair Housing Act.

13

A single man with two small children has been told by a real estate professional that homes for sale in a condominium complex are available only to married couples with no children. Which statement is TRUE?

The man may file a complaint alleging discrimination on the basis of familial status.

14

The definition of a dwelling under the Fair Housing Act includes all of the following except

office with lavatory.

15

A real estate broker who accidentally violates fair housing laws

is still subject to prosecution; that the offense was unintentional is no defense.

16

A broker listed a house for $247,900. A member of a racial minority group saw the house and was interested in it. When the prospective buyer asked the broker the price of the house, the broker said it was listed for $253,000 and that the seller was very firm on the price. Under the federal Fair Housing Act, such a statement is

illegal because the terms of the potential sale were changed for the prospective buyer.

17

The following ad appeared in the newspaper: "For sale: 4 BR brick home; Redwood School District; excellent Elm Street location; short walk to St. John's Church; and right on the bus line. Move-in condition; priced to sell." Which statement is TRUE?

The ad should not mention St. John's Church.

18

Which statement describes the Supreme Court's decision in the case of Jones v. Alfred H. Mayer Company?

Racial discrimination is prohibited by any party in the sale or rental of real estate.

19

The act of directing homeseekers toward or away from particular areas, either to maintain or to change the character of the neighborhood, is

steering

20

The first federal law to prohibit racial discrimination in the provision of housing was

the Civil Rights Act of 1866.

21

A violation of fair housing laws

places the livelihood of the real estate professional in jeopardy as well as making the real estate professional subject to financial penalties.

22

It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of

the physical location of the property.

23

Real estate professionals must scrutinize their business practices and be particularly careful NOT to fall victim to

clients or customers who expect professionals to discriminate.

24

A suit may be filed in federal court by a person aggrieved by an alleged act of discrimination under the Fair Housing Act

within two years of the discriminatory act.

25

The agency responsible for the enforcement of the Fair Housing Act is

the Department of Housing and Urban Development.

26

Failure of the real estate professional to comply with fair housing laws is

both a civil and a criminal violation and grounds for disciplinary action.

27

Roberta is a real estate licensee representing the buyer. The buyer asks to see homes in a specific neighborhood. Roberta refuses to show any homes in that neighborhood to the buyer and tells the buyer, "Nobody from your country lives in that neighborhood." Has Roberta violated any fair housing laws?

Yes, she is practicing discrimination based on national origin.

28

Upon receiving a complaint, HUD initiates an investigation and makes a determination to bring charges or dismiss the complaint within

100 days of the filing of the complaint.

29

A person who believes illegal discrimination has occurred in violation of the Fair Housing Act may file a complaint with HUD

within 1 year of the alleged act.

30

The Civil Rights Act of 1866 prohibits any limitation of property rights based on

race.

31

The Supreme Court decision that ended the separate but equal doctrine of legalized racial segregation was

Brown v. Board of Education.

32

State licensing rules may provide fines for a violation of fair housing laws

as well as the suspension or revocation of an offender's license.