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  1. Print the notecards
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  1. Verify Front of pages is selected for Viewing and print the front of the notecards
  2. Select Back of pages for Viewing and print the back of the notecards
    NOTE: Since the back of the pages are printed in reverse order (last page is printed first), keep the pages in the same order as they were after Step 1. Also, be sure to feed the pages in the same direction as you did in Step 1.
  3. Cut out the notecards by cutting along each horizontal and vertical dotted line
To print: Ctrl+PPrint as a list

32 notecards = 8 pages (4 cards per page)

Viewing:

Unit 18 real estate

front 1

The U.S. Supreme Court's 1896 decision in Plessy v. Ferguson upheld the separate but equal doctrine of racial segregation.

back 1

true

front 2

The 1954 Brown v. Board of Education decision prohibits specific discriminatory practices throughout the real estate industry.

back 2

false

front 3

As amended, the federal Fair Housing Act provides federal civil rights protections to families with children and people with physical or mental disabilities.

back 3

true

front 4

The Americans with Disabilities Act does not have an effect on the real estate industry.

back 4

false

front 5

Steering is the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on property values.

back 5

false

front 6

Asking rental applicants for citizenship documentation or immigration status papers during the screening process violates the Fair Housing Act.

back 6

False

front 7

Complaints brought under the Civil Rights Act of 1866 are taken to the state court of the state in which the violation occurred.

back 7

false

front 8

The federal Fair Housing Act is administered by the Department of Housing and Urban Development (HUD).

back 8

true

front 9

A real estate professional who violates fair housing laws risks losing the real estate license and being subject to civil and criminal penalties unless the offense was unintentional.

back 9

false

front 10

Many states and municipalities have their own fair housing laws.

back 10

true

front 11

The Fair Housing Act prohibits discrimination created by redlining

back 11

an area that will not be the subject of marketing and/or lending efforts.

front 12

Protection from threats or acts of violence against those who assist and encourage open housing rights is found in

back 12

the Fair Housing Act.

front 13

A single man with two small children has been told by a real estate professional that homes for sale in a condominium complex are available only to married couples with no children. Which statement is TRUE?

back 13

The man may file a complaint alleging discrimination on the basis of familial status.

front 14

The definition of a dwelling under the Fair Housing Act includes all of the following except

back 14

office with lavatory.

front 15

A real estate broker who accidentally violates fair housing laws

back 15

is still subject to prosecution; that the offense was unintentional is no defense.

front 16

A broker listed a house for $247,900. A member of a racial minority group saw the house and was interested in it. When the prospective buyer asked the broker the price of the house, the broker said it was listed for $253,000 and that the seller was very firm on the price. Under the federal Fair Housing Act, such a statement is

back 16

illegal because the terms of the potential sale were changed for the prospective buyer.

front 17

The following ad appeared in the newspaper: "For sale: 4 BR brick home; Redwood School District; excellent Elm Street location; short walk to St. John's Church; and right on the bus line. Move-in condition; priced to sell." Which statement is TRUE?

back 17

The ad should not mention St. John's Church.

front 18

Which statement describes the Supreme Court's decision in the case of Jones v. Alfred H. Mayer Company?

back 18

Racial discrimination is prohibited by any party in the sale or rental of real estate.

front 19

The act of directing homeseekers toward or away from particular areas, either to maintain or to change the character of the neighborhood, is

back 19

steering

front 20

The first federal law to prohibit racial discrimination in the provision of housing was

back 20

the Civil Rights Act of 1866.

front 21

A violation of fair housing laws

back 21

places the livelihood of the real estate professional in jeopardy as well as making the real estate professional subject to financial penalties.

front 22

It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of

back 22

the physical location of the property.

front 23

Real estate professionals must scrutinize their business practices and be particularly careful NOT to fall victim to

back 23

clients or customers who expect professionals to discriminate.

front 24

A suit may be filed in federal court by a person aggrieved by an alleged act of discrimination under the Fair Housing Act

back 24

within two years of the discriminatory act.

front 25

The agency responsible for the enforcement of the Fair Housing Act is

back 25

the Department of Housing and Urban Development.

front 26

Failure of the real estate professional to comply with fair housing laws is

back 26

both a civil and a criminal violation and grounds for disciplinary action.

front 27

Roberta is a real estate licensee representing the buyer. The buyer asks to see homes in a specific neighborhood. Roberta refuses to show any homes in that neighborhood to the buyer and tells the buyer, "Nobody from your country lives in that neighborhood." Has Roberta violated any fair housing laws?

back 27

Yes, she is practicing discrimination based on national origin.

front 28

Upon receiving a complaint, HUD initiates an investigation and makes a determination to bring charges or dismiss the complaint within

back 28

100 days of the filing of the complaint.

front 29

A person who believes illegal discrimination has occurred in violation of the Fair Housing Act may file a complaint with HUD

back 29

within 1 year of the alleged act.

front 30

The Civil Rights Act of 1866 prohibits any limitation of property rights based on

back 30

race.

front 31

The Supreme Court decision that ended the separate but equal doctrine of legalized racial segregation was

back 31

Brown v. Board of Education.

front 32

State licensing rules may provide fines for a violation of fair housing laws

back 32

as well as the suspension or revocation of an offender's license.