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MA Chapter 17: Insurance and billing

front 1

Of the federal programs providing healthcare, the largest is? Which provides health insurance for citizens aged 65 and older?

back 1

MEDICARE

front 2

Who most frequently files insurance claims and handles insurers’ payments for a medical practice?

back 2

MEDICAL ASSISTANT

front 3

What is the authorization called that directs an insurance carrier to pay the medical provider or medical practice directly?

back 3

ASSIGNMENT OF BENEFITS

front 4

The person whose name the insurance is carried under is called the

back 4

SUBSCRIBER

front 5

When the insured person pays an annual cost for healthcare insurance, it is called?

back 5

PREMIUM

front 6

Patients who belong to managed care health plan, such as an HMO, are responsible for a small per-visit fee collected at the time of the visit. This fee is commonly called?

back 6

COPAYMENT

front 7

In a typical medical practice, insurance claims are filled?

back 7

A FEW DAYS AFTER THE DATE OF SERVICE

front 8

The most likely outcome of an insurance claim submitted with a diagnosis code of a sore throat and a treatment indicating a cast for a broken leg would be?

back 8

DENIED BECAUSE THE TREATMENT WAS NOT MEDICALLY NECESSARY BASED ON THE DIAGNOSIS

front 9

An insurance claims department compares the fee the doctor charges with the benefits provided by the patient’s health plan. This is called?

back 9

REVIEW FOR ALLOWABLE BENEFITS

front 10

Which of the following is what the patient owes after the insurance company has paid?

back 10

PATIENT LIABILITY

front 11

Which of the following types of insurance covers injuries that are caused by the insured or that occurred on the insured’s property?

back 11

LIABILITY

front 12

To be covered under Medicare Part B, patients must

back 12

ENROLL BECAUSE COVERAGE IS NOT AUTOMATIC

front 13

Which insurance covers a patient who has been hospitalized up to 90 days for each benefit period?

back 13

MEDICARE PART A

front 14

Which of the following is a characteristic of Medicaid?

back 14

IT IS A HEALTH COST ASSISTANCE PROGRAM

front 15

Patients under the age of 65 who are blind or widowed or who have serious long-term disabilities such as ? may be entitled to Medicare?

back 15

KIDNEY FAILURE

front 16

Which of the following is included in Medicare benefits for respite care?

back 16

THE TERMINALLY ILL PATIENT WILL BE MOVED TO A RESPITE CARE FACILITY

front 17

An organization that provides pain relief to terminally ill patients and supports that patients and their families is a?

back 17

HOSPICE

front 18

Which of the following statements applies to a physician who agrees to accept Medicaid patients?

back 18

THE PHYSICIAN CAN BILL THE PATIENT FOR WHAT MEDICAID DOES NOT COVER

front 19

What percent of the allowable fee does Medicare pay the healthcare provider after the annual deductible is met?

back 19

80%

front 20

Which of the following is NOT part of Medicare’s resource-based relative value scale

back 20

MEDIGAP TO REDUCE THE GAP IN COVERAGE

front 21

Which of the following guidelines is applicable when filling a Medicaid claim and interacting with Medicaid patients?

back 21

TREAT THE PATIENT AS IF HE OR SHE HAS PRIVATE INSURANCE

front 22

Which statement is true about TRICARE?

back 22

TRICARE FOR LIFE ACTS AS A SECONDARY PAYER TO MEDICAID

front 23

In which program can enrollees who are aged 65 and older continue to obtain medical services at military hospitals and clinics as they did before they turned 65?

back 23

TRICARE FOR LIFE

front 24

Which of the following is included in Worker’s Compensation insurance in most states?

back 24

REHABILITATION SERVICES ARE COVERED TO RETURN AN EMPLOYEE TO WORK

front 25

One advantage of submitting claims electronically is?

back 25

ELECTRONIC SUBMISSIONS IS COST-EFFECTIVE

front 26

Which statement is TRUE regarding health maintenance organizations

back 26

PHYSICIANS WITH HMO CONTRACTS ARE OFTEN PAID A CAPITATED RATE

front 27

A husband and wife are both employed and have work-sponsored insurance plans that cover each other and their three children. Which insurance plan is the primary payer?

back 27

THE INSURANCE PLAN OF THE PERSON WHO'S BIRTHDAY COMES FIRST IN THE CALENDER YEAR

front 28

Using a clearinghouse to transmit electronic media claims?

back 28

INCLUDES ALL DATA ELEMENTS THAT ARE TRANSMITTED IN A COMPUTER FILE

front 29

Which of the following is correct regarding electronic claim submission?

back 29

CLAIMS ARE PREPARED FOR TRANSMISSION AFTER ALL REQUIRED DATA ELEMENTS HAVE BEEN ENTERED

front 30

An appropriate approach to maintaining patient confidentiality on the computer is to?

back 30

CHANGE YOUR PASSWORD EVERY 90 DAYS

front 31

Under a contracted of fixed prepayment called ? physicians are paid a fixed amount of money to provided needed care?

back 31

CAPITATION

front 32

Which of the following groups are not covered by TRICARE or CHAMPVA

back 32

FAMILIES OF ALL MILITARY PERSONNEL

front 33

The payment system used by Medicare is based on?

back 33

RESOURCES

front 34

How should data in medical billing programs be entered

back 34

ENTER ALL INFORMATION IN CAPITAL LETTERS

front 35

The process of deciding the amount of money that will be paid by a third-party payer for a procedure is?

back 35

PREDETERMINATION

front 36

The request for approval for payment from a third-party payer prior to a procedure is the?

back 36

PREAUTHORIZATION

front 37

When a physician agrees to accept assignment for a Medicare patient, this means the physician?

back 37

WILL ACCEPT THE AMOUNT OF MONEY MEDICARE PAYS AS PAYMENT IN FULL

front 38

Eligibility for Medicaid is?

back 38

BASED ON THE PATIENTS REPORTED INCOME AND ASSETS FROM THE PREVIOUS MONTH

front 39

Which of the following is NOT part of the process for verifying worker’s compensation coverage?

back 39

GETTING THE NAME AND POLICY NUMBER OF THE PATIENTS PERSONAL HEALTH INSURANCE

front 40

What is the birthday rule?

back 40

THE INSURANCE POLICY OF THE POLICYHOLDER WHOSE BIRTHDAY COMES FIRST IN THE CALENDER YEAR IS THE PRIMARY PAYER FOR ALL DEPENDENTS

front 41

The usual fees that are listed on the medical office's fee schedule are fees?

back 41

CHARGED TO MOST OF THEIR PATIENTS MOST OF THE TIME UNDER TYPICAL CONDITIONS

front 42

What is the term for the 10-digit number that identifies the physician's medical specialty?

back 42

NATIONAL IDENTIFIER

front 43

Which of the following must be verbally discussed with a Medicare beneficiary to enable the beneficiary to consider options and make informed choices?

back 43

A BN

front 44

If providers submit a claim for a simple procedure when in fact a more complicated procedure was documented in the medical record ? may occur?

back 44

UNDERPAYMENT

front 45

Mrs. Lawrence is an elderly diabetic patient who is on Medicare. She recently injured her lower left leg and since then has had trouble with open sores or ulcers. At that time, you checked, and she qualified for Medicaid as well as Medicare. She has come to the office today for follow-up care and treatment which of the following should you do first?

back 45

CONTACT MEDICAID TO VERIFY HER ELIGIBILITY

front 46

Mr. Johnson came to the office today complaining of headaches and upset stomach. He has the traditional Medicaid fee-for-service plan. Your offices usual fee for an established patient visit is $125. Medicare's allowable charge is $100. If Mr. Johnson does not have Medigap insurance, how much will he have to pay for this visit?

back 46

$25

front 47

Greg Owen is in the office today for treatment of a small but deep cut he received while cutting laminate for the new floor in his kitchen. He has employer-provided insurance and is also listed as a dependent on his wife's insurance. His DOB IS 7/19/1973 and his wife's DOB 5/23/1978. Who is the primary payer in this case?

back 47

GREG'S INSURANCE BECAUSE HE WAS BORN 5 YEARS EARLIER THAN HIS WIFE