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Instructions for Side by Side Printing
  1. Print the notecards
  2. Fold each page in half along the solid vertical line
  3. Cut out the notecards by cutting along each horizontal dotted line
  4. Optional: Glue, tape or staple the ends of each notecard together
  1. Verify Front of pages is selected for Viewing and print the front of the notecards
  2. Select Back of pages for Viewing and print the back of the notecards
    NOTE: Since the back of the pages are printed in reverse order (last page is printed first), keep the pages in the same order as they were after Step 1. Also, be sure to feed the pages in the same direction as you did in Step 1.
  3. Cut out the notecards by cutting along each horizontal and vertical dotted line
To print: Ctrl+PPrint as a list

75 notecards = 19 pages (4 cards per page)

Viewing:

nature of business

front 1

Business

back 1

An organised effort of individuals to produce and sell goods and services for profit to satisfy needs and wants

front 2

Goods

back 2

Tangible products that can be seen or touched (e.g. food clothing electronics)

front 3

Services

back 3

Intangible activities provided to customers (e.g. hairdressing banking)

front 4

Profit

back 4

Financial reward gained when revenue is greater than expenses

front 5

Profit Formula

back 5

Profit = Revenue − Expenses

front 6

Employment

back 6

Businesses provide jobs and income for people in the economy

front 7

Income

back 7

Money earned by individuals through work or business ownership

front 8

Wages

back 8

Payment made to employees based on hourly work

front 9

Salary

back 9

Fixed annual payment to employees

front 10

Commission

back 10

Payment based on a percentage of sales made

front 11

Bonus

back 11

Extra payment given as a reward for good performance

front 12

Fringe Benefits

back 12

Non-cash benefits given to employees such as company cars or discounts

front 13

Dividend

back 13

A share of profit paid to shareholders of a company

front 14

Choice

back 14

Competition between businesses gives consumers more variety and options

front 15

Innovation

back 15

The process of improving or creating new products or services

front 16

Research and Development (R&D)

back 16

Activities businesses undertake to develop new products or improve existing ones

front 17

Entrepreneur

back 17

A person who starts and runs a business and takes financial risks

front 18

Risk

back 18

The possibility that a business may lose money

front 19

Wealth

back 19

The total value of goods services and assets produced in an economy

front 20

Quality of Life

back 20

The overall standard of living and wellbeing of individuals in society

front 21

Micro Business

back 21

A business with fewer than 5 employees

front 22

Small Business

back 22

A business with 5–19 employees

front 23

Medium Business

back 23

A business with 20–199 employees

front 24

Large Business

back 24

A business with 200 or more employees

front 25

SME (Small to Medium Enterprise)

back 25

A business with fewer than 200 employees

front 26

Local Business

back 26

A business that operates in a small geographic area

front 27

National Business

back 27

A business that operates across one country

front 28

Global Business

back 28

A business that operates in multiple countries around the world

front 29

Primary Industry

back 29

Industry involved in extracting natural resources (e.g. mining farming)

front 30

Secondary Industry

back 30

Industry involved in manufacturing goods from raw materials

front 31

Tertiary Industry

back 31

Industry that provides services to consumers and businesses

front 32

Quaternary Industry

back 32

Industry based on knowledge and information services such as IT and research

front 33

Quinary Industry

back 33

Industry providing domestic or personal services such as childcare and hospitality

front 34

Unincorporated Business

back 34

A business where the owner and business are legally the same

front 35

Incorporated Business

back 35

A business that is a separate legal entity from its owners

front 36

Unlimited Liability

back 36

The owner is personally responsible for all business debts

front 37

Limited Liability

back 37

The owners are only responsible for debts up to the amount they invested

front 38

Sole Trader

back 38

A business owned and operated by one person

front 39

Sole Trader Advantage

back 39

Easy to start full control keeps all profit

front 40

Sole Trader Disadvantage

back 40

Unlimited liability and limited access to capital

front 41

Partnership

back 41

A business owned by 2–20 people who share profits and responsibilities

front 42

Partnership Advantage

back 42

Shared responsibility and more capital

front 43

Partnership Disadvantage

back 43

Unlimited liability and possible disagreements

front 44

Private Company (Pty Ltd)

back 44

A company owned by shareholders but not listed on the stock exchange

front 45

Public Company (Ltd)

back 45

A company that sells shares to the public on the stock exchange

front 46

External Influences

back 46

Factors outside the business that cannot be controlled but affect operations

front 47

Internal Influences

back 47

Factors inside the business that management can control

front 48

Economic Influence

back 48

Factors such as inflation unemployment interest rates and economic growth

front 49

Financial Influence

back 49

The availability of finance such as loans or investment capital

front 50

Geographic Influence

back 50

Physical location factors such as climate distance and natural resources

front 51

Social Influence

back 51

Changes in society’s values attitudes and lifestyles

front 52

Legal Influence

back 52

Laws and regulations businesses must follow

front 53

Political Influence

back 53

Government policies that affect businesses

front 54

Institutional Influence

back 54

The impact of organisations such as regulators or unions

front 55

Technological Influence

back 55

Advances in technology that affect how businesses operate

front 56

Competitive Situation

back 56

The level of competition between businesses in a market

front 57

Product

back 57

The goods or services a business sells

front 58

Location

back 58

The physical place where a business operates

front 59

Resources

back 59

Inputs used by businesses including human physical financial and information resources

front 60

Management

back 60

The process of planning organising leading and controlling resources

front 61

Business Culture

back 61

The shared values beliefs and behaviours within a business

front 62

Stakeholders

back 62

Individuals or groups with an interest in a business’s activities

front 63

Internal Stakeholders

back 63

Stakeholders inside the business such as owners managers and employees

front 64

External Stakeholders

back 64

Stakeholders outside the business such as customers suppliers and government

front 65

Business Life Cycle

back 65

The stages a business goes through from start-up to decline

front 66

Establishment Stage

back 66

The stage where the business begins operations and faces high costs and low sales

front 67

Growth Stage

back 67

The stage where sales increase and the business expands

front 68

Maturity Stage

back 68

The stage where growth slows and competition increases

front 69

Post-Maturity Stage

back 69

The stage where the business may renew remain stable or decline

front 70

Business Decline

back 70

A decrease in sales profits or market share

front 71

Voluntary Cessation

back 71

When the owner chooses to close the business

front 72

Involuntary Cessation

back 72

When creditors force a business to close

front 73

Bankruptcy

back 73

A legal process where individuals cannot repay debts

front 74

Voluntary Administration

back 74

An external administrator is appointed to attempt to save the company

front 75

Liquidation

back 75

The process of selling a company’s assets to repay creditors