front 1 homeowner | back 1 mulkiile guri a person who owns a home EXAMPLE: The homeowner wanted to move to California. Instead of selling his house, he decided to rent it out. |
front 2 down payment | back 2 lacag bixinta the amount of money that you pay at the time that you buy something, but it is only a part of the total cost of that thing EXAMPLE: I made a 20% down payment on my house. I will pay the rest of the cost over time. My monthly mortgage payment is $2,300. |
front 3 take out a mortgage | back 3 qaado amaahda guryaha a loan you get in order to buy a house EXAMPLE: I don't have enough money to buy this house. I will need a loan from the bank. I will take out a mortgage. |
front 4 make a payment | back 4 samee bixin pay back part of a loan EXAMPLE: On the 1st day of every month, I make a payment on my mortgage. |
front 5 acquire | back 5 helid to get or obtain something EXAMPLE: We don't have enough money to acquire a house. We will need to save up money for a long time. |
front 6 asset | back 6 hanti a useful or valuable thing EXAMPLE: Most people believe that a house is an asset. |
front 7 investment | back 7 maalgashi an asset that you buy so that you can make a profit EXAMPLE: A house is a good investment. Its value will increase over time. You will likely sell it for more money than you paid for it. |
front 8 stability | back 8 xasiloonida not moving or changing EXAMPLE: Living in the same house during childhood provides a feeling of stability. |
front 9 value | back 9 the price of something EXAMPLE: It's a good idea to buy a house in a safe neighborhood. If the neighborhood becomes popular, your house's value will increase! |
front 10 alive and well | back 10 nool oo hagaagsan still full of energy and activity EXAMPLE: People will never stop buying and selling houses. The housing market is alive and well. |
front 11 crash | back 11 burbur suddenly fail or become unsuccessful EXAMPLE: Because of climate change, the housing market in Florida is crashing. It is very difficult to sell a house there because few people want to buy them. House prices have fallen dramatically. |
front 12 despite | back 12 inkasta oo without being influenced or affected by, ignoring a fact EXAMPLE: Motorcycles are very dangerous. Many people ride them despite the risks. |
front 13 in addition | back 13 intaa waxaa dheer also EXAMPLE: I own a car in addition to my truck. |
front 14 interestingly | back 14 xiiso leh use this to introduce something strange or interesting EXAMPLE: Interestingly, she bought the house even though she thought it was overpriced. |
front 15 risky | back 15 halis ah the possibility that something bad could happen EXAMPLE: It is very risky to ride a motorcycle. If you hit something, you could be badly hurt. |
front 16 survey | back 16 baaritaan guud asking people questions to find out their opinions EXAMPLE: I responded to a survey about homeownership. They wanted to know if I plan to buy a house someday. |
front 17 trend | back 17 u jan-jeer the way a situation changes EXAMPLE: I think people are starting to prefer renting over buying. Surveys show a trend away from home ownership and toward renting. |
front 18 versus | back 18 ka hor (abbreviation: vs.) use this to compare two things or ideas EXAMPLE: Let's talk about renting versus buying. What are the advantages and disadvantages of each? |
front 19 certain (2 definitions) | back 19 sure OR specific EXAMPLE: I have no idea why the refrigerator is open. I am certain that I closed it. EXAMPLE: When you write a resume, there are certain details you have to include, such as your contact information and work experience. |
front 20 flexibility (2 definitions) | back 20 ability to easily change OR ability to bend and move your body EXAMPLE: Tenants have more flexibility than home owners. They can move when their lease expires. EXAMPLE: There are exercises you can do to improve your flexibility. |
front 21 settle (2 definitions) | back 21 to live in a place for the long term OR bring something to its end EXAMPLE: After visiting 3 cities, we decided to settle in Minneapolis. We have lived here for 8 years already! EXAMPLE: Some tenants need a lawyer to help them settle disputes with their landlord. |
front 22 treat (2 definitions) | back 22 interact with people in a specific way OR give medical care to EXAMPLE: Companies should pay their employees fairly and treat them well. EXAMPLE: I want to become a nurse and treat patients. |
front 23 values | back 23 a belief about what is important EXAMPLE: We get along well because we have the same values. For example, we both believe family is important. |