front 1 copayment OR copay | back 1 lacag bixin the amount you have to pay every time you see a doctor---the insurance company pays the rest once you have met your deductible EXAMPLE: Every time I see my doctor, I pay a $25 copay. If the visit costs $150, the insurance company pays $125. |
front 2 cover costs | back 2 daboolida kharashaadka pay for EXAMPLE: I have a health insurance policy with a $0 deductible. My policy starts covering all my costs immediately. I pay only the copayment, which is $20 per visit. |
front 3 immediately | back 3 isla markiiba right away EXAMPLE: If you can see the doctor immediately, you don't have to wait. |
front 4 deductible | back 4 laga jari karo the amount you have to pay before the insurance company starts paying any money EXAMPLE: My insurance policy has a high deductible. I have to pay the first $5,000 of my medical expenses. After that, I only have to pay the copay. The insurance company pays the rest. |
front 5 HMO | back 5 ururka dayactirka caafimaadka one kind of health insurance policy EXAMPLE: I have an HMO, so I have to use their doctors. I have to choose a doctor from the list they provide. |
front 6 description | back 6 sharraxaad information that describes something, so you understand it EXAMPLE: I want to understand my insurance policy. I will read the description carefully. |
front 7 network | back 7 shabakad a group of people in different places who work together and share information EXAMPLE: My HMO gave me a list of doctors in their network. I have to choose one of them to be my primary care physician. |
front 8 premium | back 8 lacag joogto ah the amount of money you pay every month in order to have a health insurance policy EXAMPLE: The monthly cost of my insurance policy is too high. It is more than I can afford. I will look for a health insurance policy with a lower premium. |
front 9 access | back 9 marin the right or opportunity to use something EXAMPLE: When I am sick, I want immediate access to my doctor. Unfortunately, she is very busy, and I usually have to wait a few days for an appointment. |
front 10 benefits | back 10 faaidooyin good things your insurance policy offers EXAMPLE: What benefits does your health insurance policy provide? Is it medical only, or does it offer dental benefits also? |
front 11 expense | back 11 kharash cost EXAMPLE: People who are sick have high medical expenses. They have to pay for doctors' visits and for medicine. It really helps to have health insurance. |
front 12 tax-free | back 12 canshuur la'aan you don't have to pay taxes on on this income EXAMPLE: I put tax-free money into my new health savings account. |
front 13 health savings account | back 13 koontada keydinta caafimaadka a medical savings account offered by your employer EXAMPLE: I put $200 every month into my employer's health savings account. I don't have to pay taxes on this income, and I use the money to pay medical expenses. |
front 14 match an amount | back 14 isla doonoo quiimaha pay the same amount EXAMPLE: My employer offers to match the amount I put in my health savings account each month. I put $250 in the account and my employer also puts $250 in. This is how I save money to pay my medical expenses. |
front 15 set up | back 15 hab (verb) to start (an account for saving money) EXAMPLE: I set up a tax-free health savings account. I can use that money to pay future medical expenses. |