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Instructions for Side by Side Printing
  1. Print the notecards
  2. Fold each page in half along the solid vertical line
  3. Cut out the notecards by cutting along each horizontal dotted line
  4. Optional: Glue, tape or staple the ends of each notecard together
  1. Verify Front of pages is selected for Viewing and print the front of the notecards
  2. Select Back of pages for Viewing and print the back of the notecards
    NOTE: Since the back of the pages are printed in reverse order (last page is printed first), keep the pages in the same order as they were after Step 1. Also, be sure to feed the pages in the same direction as you did in Step 1.
  3. Cut out the notecards by cutting along each horizontal and vertical dotted line
To print: Ctrl+PPrint as a list

22 notecards = 6 pages (4 cards per page)

Viewing:

Unit 5 Financial Information and Decisions

front 1

Start Up Capital

back 1

money required to set up a business and keep the business operating until the business starts to break even

front 2

Overdraft

back 2

banks allow businesses to take additional money out of their account up to a certain limit

front 3

Loan

back 3

"bank lends a fixed amount for an agreed time period, which must be repaid with interest"

front 4

Equity Finanace

back 4

selling shares in the business to raise finance rather than borrowing

front 5

Debt Finance

back 5

borrowing money from a bank which must be re paid with interest

front 6

Micro Finance

back 6

lending small amounts of finance small business people to those who can’t access finance from another source

front 7

Crowd funding

back 7

"raising finance by raising small amounts of money from a large number of people, usually via the Internet."

front 8

Trade Credit

back 8

– delaying payment to suppliers for an agreed time period

front 9

Cash Flow

back 9

cash used to pay short term debts (current assets - current liabilities)

front 10

Cash Flow

back 10

cash flow in and out of the business over a period of time

front 11

Cash flow forecast

back 11

Estimate of future cash inflows and outflows usually calculated month by month to ensure there is enough cash to pay short term debts

front 12

Net cash flow

back 12

Cash inflows - cash outflows

front 13

Profit

back 13

Sales revenue - total costs of making a product/service

front 14

Working Capital

back 14

- capital available to a business day to day to pay short term debts. Current Assets – current liabilities

front 15

Cash In Flow

back 15

Cash going into a business

front 16

Cash Out Flow

back 16

cash going out of the business

front 17

Short term finance

back 17

finance required for short periods usually less than one year

front 18

Long Term Finance

back 18

finance required for periods usually longer than one year

front 19

Sale of assets

back 19

selling equipment /machinery/inventory to finance the business

front 20

Retained Profit

back 20

reinvesting profits back into the business

front 21

Owners Savings

back 21

– using owners own savings to finance the business

front 22

Capital Employed

back 22

"Money invested in a business (buildings, machinery)"